Affordable Finance

It can be annoying having to wait for your new dining table and chairs or bedroom furniture! We love furniture too! Therefore we've decided to offer a selection of finance options, so you can have your furniture sooner rather than later!

If you want to talk to someone however, simply phone our friendly customer service team on 0845 3636 135.

We offer two payment plans:

Pay Monthly

Spend over £600
10% deposit required
Spread the order total cost over 24 months
Interest payable of 9.9%
The minimum order needed is only £600 in order to qualify for this option!

Interest Free Credit

Spend over £2,500
10% deposit required
Payments spread over 2 years, payment interest free. 0% Interest
The minimum order needed is only £2,500 in order to qualify for this option!


How do I find out more about your finance package? 

Give us a call on 0845 3636135 or 01179 819482 and have a chat with one of our friendly service team. They will be happy to explain the process and the monthly costs.  It’s a simple process that they can talk you through. 

How much do I have to spend?

You can get credit on all orders over £600.

What payment plans are available? 

Option 1

Interest bearing, 9.9% APR, payments made over 24 months (Orders ranging from £600 - £2,500)

Option 2

Interest free payments will be offered on orders over £2,500 over 24 months.
Minimum Deposit on both schemes are 10%, but can be up to 50% at the customer's choice.

What else do I need to know?

Credit is supplied by Hitachi Capital (UK) PLC , regulated by the Financial Conduct Authority so you can be certain of a secure and reliable credit application.

Credit is subject to approval. To apply you must be over 18 and a permanent resident in the UK or the Republic of Ireland to apply.

Please note that unfortunately, we cannot split finance orders into multiple deliveries. When paying by finance we can only deliver to your billing address. We cannot make any exceptions to this rule and this is a stipulation from our lender. 

What if I change my mind?

You should receive instant notification of your credit agreement and will be able to cancel within 14 days. 

You may settle your payment plan early if you wish - There will be a charge for interest bearing option. If you wish to settle early you will need to pay the interest for the month in which you are settling up early + an additional month’s interest.

Additional Information

Loan agreements are only available to UK residents over 18, subject to status, terms and conditions apply. 

Oak Furniture Solutions works exclusively with Hitachi Capital (UK) PLC. 

We may pay brokers some consideration if they introduce business to us.


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